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All Mortgage Lenders Are Guilty Of This As Well; 'Interest Fraud'

Posted By: CHRIST
Date: Wednesday, 1-November-2017 14:29:05


Mortage Fraud
Analysis

If your Home Lender says that the Loan is 'N% Per annum' (ex. N=3.99%) or 'a N% Mortgage Loan', that constitutes 'Interest Fraud'.

Look at the first payment. The Lender collects at 80/20 Interest Principle 400% Interest. If the Interest/Principle ration is higher, , the Lender collects 3200% Interest on the first payments.

Look at the Total Interest/Total Principle at the bottom of the Amortization Schedule, after 30 years. At Minimum, the Lender collects 200% Total Interest.

This Mortgage Fraud, based on the 5 Elements of Fraud.

-----

5 ELEMENTS OF FRAUD

1) A false statement of a material fact (This is a Low Interest Loan)

2) Knowledge on the part of the defendant that the statement is untrue (Payment allocation first 15 Years is at least 100% Interest)

3) Intent on the part of the defendant to deceive the victim
(Industry Advertisements)

4) Justifiable reliance by the alleged victim on the statement
(I believe I Am Paying a Low Rate)

5) Injury to the alleged victim as a result
(Robbery by the Bank)

-----

Extortion/Loan Sharking

Extortion (also called shakedown, outwrestling and exaction) is a criminal offense of obtaining money, property, or services from an individual or institution, through coercion.

Does the victim have a choice, except to do business with the Industry, if he/she wants 'food, clothing, (permanent) SHELTER in the United States.

Doesn't the Sheriff Confiscating Your House/Property in the event of Default, constitute a Threat Of Violence?

Isn't the Loan Industry subject to prosecution under State and Federal Loan Sharking Laws?

https://www.law.cornell.edu/uscode/text/18/part-I/chapter-42

The Attorneys General are running a Criminal Enterprise, by backing Fraudulent Practices. Section (b) (1) is invalidated, because they are using the Apparatus of the State in a now, unjustified manner.

http://criminal.findlaw.com/criminal-charges/extortion.html

https://en.wikipedia.org/wiki/Extortion

CHRIST


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